Motor Vehicle Accident Compensation in New York
You may be eligible to pursue a lawsuit if have suffered injuries in an accident that New York considers serious. Your lawyer will be able to tell whether your injuries fall within the threshold.
Insurance companies are adept in arguing over the magnitude of your losses. Insurance companies can offer settlements that aren't enough to pay for your losses.
Damages
If you've been injured in an auto accident, you may be entitled to compensation. These damages are intended to pay for your expenses and loss, which includes medical bills as well as lost income and property damage. You can also receive compensation for suffering and pain. This type of compensation could be subjective and hard to quantify. However, a skilled tort lawyer can help you receive the most amount of compensation for your injuries.
For instance, if have an injury that causes a permanent limitation of the use of your arm or leg the compensation you receive could include reimbursement for future costs that are related to the impairment. These might include physical therapy, surgeries, equipment or prosthetics. motor vehicle accident attorney wichita falls of a leg or disfigurement could cause emotional trauma for the rest of your life and a decreased quality of life. This is referred to as mental anguish.
Insurers frequently try to reduce the value of non-economic damages that are intangible. However, a seasoned tort lawyer at Morgan & Morgan can make sure that you're awarded the entire worth of general damages in your case.
Medical bills
If you're injured in a motor vehicle accident, medical bills can pile up quickly. It is possible to feel overwhelmed by the bills particularly if still recovering from your injuries.
There are many ways to help victims of car accidents pay their medical expenses. In New York, every driver is required to carry Personal Injury Protection (PIP) insurance, which covers the first medical expenses incurred by a victim following an accident. PIP will pay for the loss of income in the event that an individual is unable to work for up to 90 days.
In addition to PIP and health insurance, a victim's insurance and Medicare can also be used to pay their medical bills. The only condition is that the patient must be able to prove the costs are a result of the accident by submitting medical bills and receipts.
Some doctors and hospitals may allow an accident victim to negotiate a payment agreement in exchange for a lien on the victim's personal injury settlement or verdict. These liens are commonly referred to as medical liens or hospital liens. If you do not resolve these liens in a reasonable time frame, the debts may be transferred to collections. By keeping track of and storing their mileage receipts, victims are also able to claim compensation for the costs incurred when traveling to and from a medical appointment.
Loss of wages
In the event of a motor vehicle accident can put you in a difficult financial position. Many Americans are living pay-to-pay, and losing a few weeks or months of wages can be devastating. Fortunately, those who suffer from car accidents are often able to get back lost wages through car accident lawsuits.
Typically, claims for lost wages are calculated by determining the amount of time a injured worker could have worked in the absence of their injuries. This could include missing shifts, overtime hours, and any work performed in hospital. To prove the loss of income the plaintiff needs to request documentation from his employer. These can be letters that document the time they spent away from work, as well as their hourly rate or salary. Other documents include pay stubs as well as copies of the injured party's tax return from last year.
It is crucial that the demand form be completed as soon as is possible after a car accident. The person who was injured will be able to receive the most benefit from their claim. Evidence of the accident is more convincing when it is promptly provided.
Suffering and pain
The physical and emotional remorse that result from a car crash is difficult to put a price on. It is essential to seek compensation in the event of an accident for the damages.
These are referred to as non-economic damages. These damages could include pain and suffering, loss in enjoyment of life, PTSD, and more. These expenses can be difficult to quantify because it could take a while to understand the full impact of your injury.
The lawyer you hire can use one of two methods to determine the amount of pain and loss. The most popular is the multiplier method in which your economic damages are calculated--which includes your medical expenses as well as any loss of income because of your injury, and property damage--and multiplied by a number that ranges from 1.5 to 5. The higher the number, more serious your injuries are considered to be.
Another way to measure the extent of suffering and pain is to use the basis of per diem. If you are using this method your lawyer could request a jury to award you an amount of money for each day that you continue to suffer from your injury. This is especially beneficial for accident victims who work outside of the home or have children to take care of as they recover.